Signing Up for Medicare
When you live with diabetes, transitioning to Medicare can seem overwhelming. Throughout this process, you will need to make important decisions for your healthcare coverage to make sure you can afford the treatments you need.
See the information below to learn more about what you should consider.
Use the Checklist
Your Medicare needs will be unique. Download the checklist below to help identify different cost, coverage, and network considerations specifically for people with diabetes.DOWNLOAD PRINTABLE MEDICARE CHECKLIST
Once you have a better understanding of what you may need in a plan, take this checklist with you as you have important conversations around choosing a plan. You can also visit Medicare’s Plan Finder to compare plans at www.Medicare.gov/find-a-plan or call 1-800-MEDICARE for more information.
What Is Important to Me?
By prioritizing what is important to you in the following three categories, you can be more prepared to compare plans and select the one that works best for your situation.
A lower monthly premium does not always equal lower costs, especially if you are on multiple medications. Your cost is determined by monthly premiums, out-of-pocket costs, and the overall coverage you need.
You want to be sure your medications and regular treatment procedures are covered by enrolling in a prescription drug plan. You might already have additional insurance through the military, a spouse, an employer, or a low-income subsidy. Also many Medicare Advantage plans offer supplemental benefits such as vision, dental, and hearing coverage.
Your network determines the level of access you have to certain doctors, pharmacies, and even medications. Ensure that the providers and treatments you need are in your plan’s network. If you are flexible in this area, you could see some cost advantages.